Dental Implants and What They Cover

A question that many people who are contemplating having dental implants put to the back of their mind is, "Will my insurance cover them?" Implants are expensive, and insurance companies typically won't cover the cost of anything that is not deemed medically necessary. This can include dental implants. However, there are certain times when your insurance company will pay for the cost of dental implants. Understanding when this is the case is the first step in finding the best possible treatment for your oral health needs.

When a person is thinking about getting dental implants, they may have some cause to believe that the procedure is not covered by insurance. If you do not have any dental insurance at all, or you have to use your dental insurance, you will find that there are several things that you will need to do in order to get the procedure paid for by your insurance company. The first thing is to set up an appointment with your dentist. This appointment may be free or you may have to pay a small fee. While your dentist will want to know exactly where you want the implants to go, he or she may not be able to tell you if the procedure is covered by your insurance.

Your dentist may also need to run a series of tests on you. Implants are one of the last procedures that will be performed on you before your tooth is extracted. This means that your mouth is more open than normal. In addition, your gums will be sore and your mouth may feel dry. Since you need to visit your dentist to make sure that the implants are suitable, you cannot simply assume that they will be covered by your insurance. If your dentist determines that the procedure is necessary, you will have to pay for it in full - including the cost of the dentist's office visits and any other miscellaneous fees.

Another way to determine whether dental implants are covered by your insurance is to call your plan. While all insurance plans work with cosmetic procedures, not all of them cover such things as dental implants. You can usually call your insurance company to find out exactly what procedures are covered and whether or not the procedure is covered under your plan.

Of course, there is always the risk involved with any type of surgery. Implants are no exception. Even with the most experienced and safe surgeon, there is always a risk involved with an oral surgery. Your insurance may not cover the entire cost of the procedure, but it should cover a portion of it. If you happen to be in a position where your insurance company does not cover the entire cost of the dental implant, then you can always look into getting the dental implant paid for through other means, such as a private loan.

Implants are not the only thing that are covered by the insurance plans that cover cosmetic procedures. A lot of insurance companies offer a variety of other benefits, including prescription drugs. While a lot of people are unaware that prescription drugs are covered by their health insurance, it is often provided at no cost to you. Just make sure to look into this before assuming that your prescription drugs are covered.